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Continuous urban development significantly transforms the ecosystem in a big city. The increasing frequency of heat waves and their influence on the rise in mortality in big cities suggest that the thermal hazard (long-term occurrence of high air temperature) is one of the key climatic hazards of present times. The global temperature rise, reinforced in urbanized areas by the anthropogenic heat flux, leads to intensified convection processes and increased precipitation, especially torrential rain. One of the most important hydrological hazards in a big conurbation is the urban flood hazard. In this paper the identified climatic hazards occurring in a big city are analysed: the thermal hazard and the urban flood hazard. The areas currently exposed to thermal and urban flood hazards in Warsaw are identified and assessed in terms of the hazard level. The results obtained are verified with the data from meteorological measuring stations (the thermal hazard) and from the Fire Department interventions connected with rainfall and flooding (the urban flood hazard). A map of hydro-meteorological hazards was created by combining thermal hazard and urban flood hazard maps. The approach combining the exposure to thermal and urban flood hazards, presented in this study, uses widely accessible spatial data and can be applied to any location. It can also play a significant role in assessing the adaptation of urban areas to climate change and be an important source of information on the current exposure to hydro-meteorological hazards as well as their possible increase.