DOI: 10.1007/s11069-021-04569-0
论文题名: Does disaster shocks affect farmers’ willingness for insurance? Mediating effect of risk perception and survey data from risk-prone areas in East China
作者: Peng R. ; Zhao Y. ; Elahi E. ; Peng B.
刊名: Natural Hazards
ISSN: 0921030X
出版年: 2021
卷: 106, 期: 3 起始页码: 2883
结束页码: 2899
语种: 英语
中文关键词: China
; Farmers
; Natural hazards
; Resilience
; Risk perception
; Weather aberrations
英文关键词: climate change
; climate effect
; crop production
; disaster management
; early warning system
; farmers attitude
; insurance system
; risk perception
; China
; Shandong
英文摘要: The study estimates the impact of disaster shocks and risk perception on farmers’ willingness for insurance. Based on data of 328 farmers from the Shandong province of East China, the study uses cluster analysis, analysis of variance, hierarchical linear model and structural equation model to determine the impact of disaster shocks and risk perception on farmers’ willingness for insurance. A bootstrap method of bias correction was used to test the mediating effect of risk perception between disaster shocks and insurance willingness. Results revealed that the overall willingness of farmers for crop insurance was low. However, the farmers’ willingness for crop insurance increased with an increase in disaster shocks and risk perception. The parametric analysis also confirmed that disaster shocks and risk perceptions have a significant and positive impact on the farmers’ willingness for crop insurance. Risk perception has a partial mediating effect between disaster shock and farmers’ willingness for crop insurance. It indicates that disaster shock not only impacts on farmers’ willingness for crop insurance directly but also has an indirect impact on farmers’ willingness for crop insurance through risk perception. Farmers are encouraged to participate in the early warning disaster programs to increase awareness of climate change and resilience against weather aberrations. © 2021, The Author(s), under exclusive licence to Springer Nature B.V. part of Springer Nature. Citation statistics:
资源类型: 期刊论文
标识符: http://119.78.100.158/handle/2HF3EXSE/169288
Appears in Collections: 气候变化与战略
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作者单位: School of Economics and Management, Shandong Agricultural University, Tai’an, 271018, China; School of Management Science and Engineering, Nanjing University of Information Science and Technology, Nanjing, 210044, China; School of Economics, Shandong University of Technology, ZiBo, 255000, China
Recommended Citation:
Peng R.,Zhao Y.,Elahi E.,et al. Does disaster shocks affect farmers’ willingness for insurance? Mediating effect of risk perception and survey data from risk-prone areas in East China[J]. Natural Hazards,2021-01-01,106(3)