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This study investigates the role of cognitive processes and information on climate change adaptive investment choice. Using experimental surrey data from the Fiji Islands we found that attitudes, subjective norms, and perceived behavioural control moderated intentions which in turn affected investment stated behaviour. We also found that the correlation between intention and behaviour to be significant only in the presence of information. In addition for those in receipt of information, intention accounted for a greater amount of variance than in the absence of information.